Home Business Insurance
If you run a home business, you're a member of a growing new economy – taking your career into your own hands and building the flexible, rewarding life you want. Operating a home business comes with many unknowns, but you can make sure all of your hard work is protected by investing in a home business insurance policy.
What Does Home Business Insurance Cover?
Home business insurance is designed to cover home-based business owners and entrepreneurs as they grow their company and client base. This policy may cover your work computer and other technology you use, the inventory you keep in stock, or clients' belongings that you have in your possession. Many home-based business owners assume that their homeowner's policy has them covered, but personal insurance coverage can leave significant gaps – especially for business owners who keep inventory or business-related technology in their homes.
How Do You Know if You Need Home Business Insurance?
Do any of the following statements apply to you?
- You keep equipment such as a work computer, photography or videography equipment, printing machines or supplies, or other business-related equipment on your property.
- You sometimes (or always) have clients' property in your possession as you make improvements or repairs.
- You have employees that work in your home.
- You could end up losing business income if your home sustains damages.
If any of these are true for your company, a home business insurance policy can help. The right business insurance in Bel Air will protect you from potentially devastating disasters.
Benefits of a Home Business Insurance Policy
Entrepreneurs and home-based business owners face more risks than their brick-and-mortar counterparts. One lawsuit, inventory mishap, or disaster that causes physical damage to their home or property can be disastrous for future of their business.
Luckily, small business insurance in Maryland is surprisingly affordable – and can give you the peace of mind you need to keep fearlessly growing your company.