Professional Liability Insurance

Given time, everyone makes mistakes. Make sure you're covered against slip-ups with professional liability insurance that fits your business's needs.

What is Professional Liability Insurance?

Professional liability insurance helps protect you in the event that your clients claim they were harmed (usually financially), or that your services cost them money in some way. It can also protect you against claims of damage if you failed to provide a needed service during a specified timeframe. If you've ever caused a client or customer to spend far more money than they should have and regretted it later, keep reading and consider adding professional liability coverage to your arsenal.

Professional liability insurance helps protect you against legal action when you're accused of things like:

  • Negligence
  • Violation of good faith
  • Inaccurate advice
  • Inaccurate/unsuccessful recommendations

Depending on your field, this type of insurance could make a difference between a thriving business and a devastated one. Dig deep, ask honest questions, and don't be afraid to acknowledge the types of things you're more likely to miss, forget, or skip. Be prepared for the worst-case scenario and you’ll save yourself the hassle.

How to Get Professional Liability Insurance

The first step here is to talk to a pro. There's no such thing as a generic professional liability insurance policy; you need something catered to your specific needs. An expert can help you assess your risk and potential issues before they happen to set you up with a liability policy that fits your unique scenario. Give us at WSMT Insurance a call or stop by our office, and we'll match you up with one of our agents. They'll ask you questions about your existing coverage, your business, and your concerns, and they'll help evaluate your risks and set up a policy that protects you against those pricey slip-ups that could cost you your career.

Professional Liability Insurance