Recreational Vehicle Insurance
Are you ready for RV season? There's nothing like hitting the road in your camper at the end of a long winter. And it's even better when you know that you're protected – even if your adventures throw something unexpected your way. Investing in RV insurance is a great way to make sure you're ready to hit the road in your home-on-wheels.
What Does RV Insurance Cover?
RV insurance in Maryland is similar to personal auto insurance – it can cover damages to your RV (whether it's a motor home, travel trailer, or fifth wheel) caused by auto accidents, inclement weather, uninsured motorists, vandalism, and even theft.
If you're driving a motor home, you'll need to maintain Maryland state minimum liability coverage. Beyond that, you can choose to invest in comprehensive coverage for peace of mind and the most stress-free vacation possible.
What Makes RV Insurance Unique?
RV insurance is more than just a glorified auto insurance policy. It also covers issues unique to RVs. For example, you're unlikely to have a kitchen fire in your sedan, but it’s quite possible in a camper. Septic failures, burglaries, and other issues are also common in recreational vehicles. RVs can cost far more than automobiles to repair in case of an accident, and they are often a bigger target for thieves (or vandals). RV insurance policies are written specifically for these unique concerns.
Choose WSMT for your RV Insurance Needs
Do you use your RV as a seasonal home for longer trips? If so, it's even more important to purchase comprehensive coverage – and to tell your agent that you plan to use your RV for longer-than-average stretches of time. Long-term RV insurance policies are designed to provide thorough protection for full-timers.