Workers' Compensation Insurance

Whether you employ five employees or 500, you need to make sure you're investing in the right insurance policy to protect them and your business in case of accidents or unforeseen losses.

What is Workers’ Compensation Insurance?

Workers’ compensation insurance covers the expenses of employees who are injured on the job--most notably, any resulting medical expenses and wages lost during time off for recovery. In case of an employee's death, workers’ compensation policies typically pay a benefit to the family of the deceased. Workers’ compensation coverage can also help cover legal fees if an employee (or the family of a deceased employee) decides to sue the company.

The right policy will protect both your company and your employees. And as a manager of your company's assets, you need to speak to an expert who knows business insurance inside and out--someone whose advice you can trust to help you navigate the risks and coverage options that affect you as you choose the right policy.

How Does Workers’ Compensation Insurance Work?

You'll talk to an industry expert to put together a workers’ compensation policy that fits your situation. You are given a point of contact in case something was to happen, so you can keep the claims process streamlined and hassle-free. You'll have access to a real, local person who will work to make sure your employee's needs are met and they will even talk to you (and your covered employees) about any coverage questions or concerns.

Find Out More Today

Wondering what type of business insurance policy you need to keep you covered? Or maybe you’re concerned that your existing policy doesn't provide the coverage you need. Contact WSMT Insurance today and we'll talk to you about your business, your risks, and your concerns, and come up with a solution that meets your needs. Nothing compares with the peace of mind of knowing that your most potentially damaging risks are covered. Make sure your company is fully covered today and give our knowledgeable staff a call.