WSMT Insurance

BEL AIR, MD 410 - 803 - 8590

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BEL AIR, MD 410 - 803 - 8590

WSMT Insurance
  • Home
  • Personal Insurance
  • Business Insurance
  • Get a Quote
  • Report a Claim
  • Client Portal
  • Contact
  • Billing Info
  • About Us
  • Giving Back

About us

Our History

WSMT Insurance was founded in 1969 under the original name of Ward & Bosely Insurance. Since then, with the additions of N. Richard Scarborough, Dick Molinaro, and Kevin Thrailkill, the company name was changed to WSMT, Inc.


In 2014, BB&K of Maryland, Inc. purchased WSMT, and brought their experience and resources to this Harford County Maryland mainstay. Today, the agency continues to provide the personal, face-to-face approach of interacting with clients. WSMT is located in Bel Air, Maryland. In 2017, BB&K of Maryland, Inc. proudly welcomed the clients of the Dean Insurance Agency, Inc and Ken Jones Insurance Agency. Our combined agency force now represents over 6,000 clients in the tri-state area.

Mission & Values

We are committed to providing our clients with more than just a policy. Through customized risk management solutions, client education and ELITE service, we go beyond the sale to offer a 365-day approach to insurance.


WSMT Insurance is founded on the following core values that have given us staying power throughout the decades:

  • Provide elite service to our clients
  • Build solid client relationships
  • Protect client assets with superior products
  • Secure the best markets and products available in the market place
  • Provide the best staff available through ongoing education and experience
  • Educate our clients on risk exposures through personal counseling
  • Always act with integrity and uphold the highest ethical standards
  • Service will never be compromised by sales
  • Sales will never by compromised by service
  • Give back to the community through support of local charities

Our goal is to provide clients with more than just a policy. Through customized risk management solutions, client education and ELITE service, we go beyond the sale to offer a 365-day approach to insurance. We know that you have the freedom to form business relationships with whomever you choose, which is why our service standards are defined as ELITE:

E nthusiastic approach;
L isten carefully;
I mmediate response;
T houghtful solution;
E xceed expectations. 

our team

‎ ‎ Martin E. Bramhall ‎ ‎ ‎ ‎President PARTNER‎ ‎ ‎ ‎ PHONE: (410) 803-8590‎ ‎ ‎ ‎‎ ‎EMAIL: info@wsmt.com‎ ‎ ‎ ‎

‎ ‎ ‎ ‎ ‎ Jimmy Dyches MBA, CIC ‎ ‎ ‎‎ ‎ ‎ ‎ ‎INSURANCE ADVISOR‎‎‎ ‎ ‎ PHONE: (443) 787-4022 EMAIL: jimmy@wsmt.com

‎ ‎ Martin E. Bramhall ‎ ‎ ‎ ‎President PARTNER‎ ‎ ‎ ‎ PHONE: (410) 803-8590‎ ‎ ‎ ‎‎ ‎EMAIL: info@wsmt.com‎ ‎ ‎ ‎

 Marty is the President and CEO of WSMT Insurance. He attended Goldey-Beacom college in 1984. He began his insurance career in 1984 at his father’s agency as an advisor. In 2003 he purchased the agency from his father. Recently he sold his first agency and currently oversees all aspects of WSMT Insurance as well as maintains Carrier Relat

 Marty is the President and CEO of WSMT Insurance. He attended Goldey-Beacom college in 1984. He began his insurance career in 1984 at his father’s agency as an advisor. In 2003 he purchased the agency from his father. Recently he sold his first agency and currently oversees all aspects of WSMT Insurance as well as maintains Carrier Relationships and acts as Sales Manager.


He has served on several Agency Councils, including Main Street America, Selective, Ohio Casualty and Harford Mutual. He also served as a Board member of the Independent Insurance Agents of Delaware from 2003-2007. Marty is currently serving on the Board of Directors for the Cancer Support Community of Delaware. In his spare time, Marty enjoys golfing, fishing and traveling.

Denise Bramhall, CIC, CPCU Vice President PARTNER PHONE: (443) 787-4024 EMAIL: denise@wsmt.com

‎ ‎ ‎ ‎ ‎ Jimmy Dyches MBA, CIC ‎ ‎ ‎‎ ‎ ‎ ‎ ‎INSURANCE ADVISOR‎‎‎ ‎ ‎ PHONE: (443) 787-4022 EMAIL: jimmy@wsmt.com

‎ ‎ Martin E. Bramhall ‎ ‎ ‎ ‎President PARTNER‎ ‎ ‎ ‎ PHONE: (410) 803-8590‎ ‎ ‎ ‎‎ ‎EMAIL: info@wsmt.com‎ ‎ ‎ ‎

 Denise began her career in the insurance industry in 1987. During her career she has held positions on both the Agency and Company side. In 2003 becoming an agency principal. She is currently the Vice President of WSMT Insurance and is responsible for overseeing the day to day operations of the Agency.


She earned her Bachelor of Science D

 Denise began her career in the insurance industry in 1987. During her career she has held positions on both the Agency and Company side. In 2003 becoming an agency principal. She is currently the Vice President of WSMT Insurance and is responsible for overseeing the day to day operations of the Agency.


She earned her Bachelor of Science Degree in Marketing from Towson University in Towson, Maryland in 1987. She went on to receive the Chartered Property and Casualty Underwriter (CPCU) Designation in 2002. In 2011 earned the Certified Insurance Counselor (CIC) Designation. She enjoys playing golf and spending time with her family.

‎ ‎ ‎ ‎ ‎ Jimmy Dyches MBA, CIC ‎ ‎ ‎‎ ‎ ‎ ‎ ‎INSURANCE ADVISOR‎‎‎ ‎ ‎ PHONE: (443) 787-4022 EMAIL: jimmy@wsmt.com

‎ ‎ ‎ ‎ ‎ Jimmy Dyches MBA, CIC ‎ ‎ ‎‎ ‎ ‎ ‎ ‎INSURANCE ADVISOR‎‎‎ ‎ ‎ PHONE: (443) 787-4022 EMAIL: jimmy@wsmt.com

‎ ‎ ‎ ‎ ‎ Jimmy Dyches MBA, CIC ‎ ‎ ‎‎ ‎ ‎ ‎ ‎INSURANCE ADVISOR‎‎‎ ‎ ‎ PHONE: (443) 787-4022 EMAIL: jimmy@wsmt.com

 Jimmy graduated from Pfeiffer University in 2010 where he played NCAA Division II lacrosse, and also holds an MBA from the University of Baltimore. Before starting at WSMT, he spent 5 years at IT staffing firm TEKsystems as a Market Research Analyst. Jimmy loves working in an industry where he can be of service to the community he has be

 Jimmy graduated from Pfeiffer University in 2010 where he played NCAA Division II lacrosse, and also holds an MBA from the University of Baltimore. Before starting at WSMT, he spent 5 years at IT staffing firm TEKsystems as a Market Research Analyst. Jimmy loves working in an industry where he can be of service to the community he has been rooted in for over 20 years. Jimmy is an avid cyclist and golfer, and enjoys traveling with his wife and daughter.

‎ ‎ ‎ ‎ ‎ Patty Gangl, CIC‎ ‎ ‎ ‎ ‎ ‎ ‎ INSURANCE ADVISOR‎ ‎ ‎ PHONE: (443) 787-4018 EMAIL: patty@wsmt.com

‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ Tom Mottley ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎‎ ‎ ‎ insurance advisor‎ ‎ Phone: ‎ (443) 910-0487‎ email: info@wsmt.com

‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ Tom Mottley ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎‎ ‎ ‎ insurance advisor‎ ‎ Phone: ‎ (443) 910-0487‎ email: info@wsmt.com

 Patty joined the insurance industry in 1986, and has spent her entire career in the agency side of Commercial Lines. She joined WSMT Insurance in 2002 and currently serves as Commercial Lines Account Manager. Patty has completed the requirements for the Associate in General Insurance designation (AINS), Certified Insurance Service Representative designation (CISR), and Certified Insurance Counselor designation (CIC). In her spare time, she enjoys cooking, football and spending time with friends.

‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ Tom Mottley ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎‎ ‎ ‎ insurance advisor‎ ‎ Phone: ‎ (443) 910-0487‎ email: info@wsmt.com

‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ Tom Mottley ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎‎ ‎ ‎ insurance advisor‎ ‎ Phone: ‎ (443) 910-0487‎ email: info@wsmt.com

‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ Tom Mottley ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎‎ ‎ ‎ insurance advisor‎ ‎ Phone: ‎ (443) 910-0487‎ email: info@wsmt.com

  Tom joined the insurance industry in 2011 and has spent his career on the agency side of Commercial Lines. Tom’s background also includes working in commercial real estate which gives him extensive knowledge of the buildings and Landlords he works with. Tom graduated from Lafayette College with a Bachelor of Science degree in Economics. Tom enjoys golfing, sports and being with his family.
 

‎ ‎ ‎ ‎ Danielle Creutzer, CISR‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ Insurance Advisor‎ ‎ ‎ ‎ ‎ ‎ ‎ PHONE: (443) 819-3220 EMAIL: danielle@wsmt.com

‎ ‎ ‎ ‎ Danielle Creutzer, CISR‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ Insurance Advisor‎ ‎ ‎ ‎ ‎ ‎ ‎ PHONE: (443) 819-3220 EMAIL: danielle@wsmt.com

‎ ‎ ‎ ‎ Danielle Creutzer, CISR‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ Insurance Advisor‎ ‎ ‎ ‎ ‎ ‎ ‎ PHONE: (443) 819-3220 EMAIL: danielle@wsmt.com

 Danielle joined the WSMT family in August 2016. Prior to this job at WSMT, Danielle had over 3 years of experience working in a customer service role. She obtained her Property & Casualty License in July 2018 and her CISR designation in 2020.  In her spare time, she enjoys spending time with her family and friends.

‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎‎Miranda Amoruso ‎ ‎ ‎ ‎‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎Insurance Advisor‎ ‎ ‎ ‎ ‎ PHONE: (443) 787-4023 EMAIL: miranda@wsmt.com

‎ ‎ ‎ ‎ Danielle Creutzer, CISR‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ Insurance Advisor‎ ‎ ‎ ‎ ‎ ‎ ‎ PHONE: (443) 819-3220 EMAIL: danielle@wsmt.com

‎ ‎ ‎ ‎ Danielle Creutzer, CISR‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ Insurance Advisor‎ ‎ ‎ ‎ ‎ ‎ ‎ PHONE: (443) 819-3220 EMAIL: danielle@wsmt.com

 Miranda is a 2012 Harford Technical High School graduate.  She joined WSMT Insurance in 2018.  In her spare time Miranda is an avid portrait, and wedding photographer and loves to spend time with her friends and family.

‎ ‎ ‎ ‎ ‎ Terri Wolbert‎ ‎ ‎ ‎ ‎ ACCOUNTING SPECIALIST PHONE: (443) 787-4021 EMAIL: terri@wsmt.com

‎ ‎ ‎ ‎ Danielle Creutzer, CISR‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ Insurance Advisor‎ ‎ ‎ ‎ ‎ ‎ ‎ PHONE: (443) 819-3220 EMAIL: danielle@wsmt.com

‎ ‎ ‎ ‎ ‎ Terri Wolbert‎ ‎ ‎ ‎ ‎ ACCOUNTING SPECIALIST PHONE: (443) 787-4021 EMAIL: terri@wsmt.com

 Terri began her insurance career in 1982 and joined WSMT Insurance in 1993. In addition to being a licensed Property & Casualty Agent, Terri handles the bookkeeping for the agency as well as the in-house information technology needs. When she’s not working she enjoys spending time with family, mountain biking, swimming and golfing.

‎ ‎ ‎ ‎ ‎ ‎ MICHELLE DAVIS, CISR ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎INSURANCE ADVISOR‎ ‎ ‎ ‎ PHONE: (443) 787-4012 EMAIL:MICHELLE@WSMT.COM

 Michelle earned an Associate of Applied Sciences degree in Computer Information Systems in 2005. After careers in the animal and medical fields, she joined WSMT Insurance in 2013 as the Administrative Assistant. In 2015 she obtained her Property and Casualty License and moved into the Commercial Lines Department as an Account Technician 

 Michelle earned an Associate of Applied Sciences degree in Computer Information Systems in 2005. After careers in the animal and medical fields, she joined WSMT Insurance in 2013 as the Administrative Assistant. In 2015 she obtained her Property and Casualty License and moved into the Commercial Lines Department as an Account Technician and then as an Account Manager in 2024. Michelle completed the academic requirements of the Certified Insurance Service Representative designation (CISR) in 2019. In her spare time, she enjoys reading, cooking, gaming, traveling and spending time with her loved ones.
 

‎ ‎ ‎ Marley Lapreziosa, MBA, ‎ ‎ ‎ ‎ ‎ ‎ ‎ CISR, Life Insurance ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎Producer‎ ‎‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ insurance advisor‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎‎PHONE: (443) 987-1676‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎EMAIL: marley@wsmt.com‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎

 Marley graduated in 2018 with her bachelor’s degree in Business Finance and in 2019 obtained her master’s degree in Business Administration from Mount St. Mary’s University, where she also played Division I lacrosse. She has been with the WSMT family since 2016 as an intern while pursuing her degrees and started her career in 2019 as a C

 Marley graduated in 2018 with her bachelor’s degree in Business Finance and in 2019 obtained her master’s degree in Business Administration from Mount St. Mary’s University, where she also played Division I lacrosse. She has been with the WSMT family since 2016 as an intern while pursuing her degrees and started her career in 2019 as a Commercial Lines Account Technician and is currently a Commercial Lines Account Manager. Marley resides in Bel Air, Maryland and enjoys spending time with family and friends. 
 

‎ ‎ ‎ ‎‎‎ ‎ ‎ ‎ ‎ ‎ VICKI CLARK, CISR‎‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎‎ ‎PERSONAL LINES‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ QUALITY CONTROL‎ ‎ ‎ ‎ ‎ ‎ ‎ PHONE: (443) 787-4015 EMAIL: VICKIC@WSMT.COM‎ ‎

‎ ‎ ‎ ‎‎‎ ‎ ‎ ‎ ‎ ‎ VICKI CLARK, CISR‎‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎‎ ‎PERSONAL LINES‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ QUALITY CONTROL‎ ‎ ‎ ‎ ‎ ‎ ‎ PHONE: (443) 787-4015 EMAIL: VICKIC@WSMT.COM‎ ‎

 Vicki is a Personal Lines Account Manager and Quality Control Technician. She has been in the insurance industry since 1990. She received her ACSR designation in 2003 and her CISR designation in 2010. She enjoys spending time with her family and traveling.

‎ ‎‎ ‎ ‎ ‎‎ ‎ ‎ ‎Sarah Jacobs, CISR ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎insurance advisor‎ ‎ ‎ PHONE: (717) 429-6367 EMAIL: sarah@wsmt.com

‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎‎ ‎‎ ‎Donna Franco ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎Insurance Advisor ‎ ‎ ‎ ‎ ‎ ‎ ‎ PHONE: (443) 787-4025 ‎ Email: donna@wsmt.com

‎ ‎ ‎‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ Sheri Cochran‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎‎‎ ‎ ‎ ‎‎ ‎ ‎ ‎‎‎ ‎ ‎ ‎ insurance advisor‎ ‎ ‎‎ ‎ ‎ ‎ ‎‎‎ PHONE: (443) 903-1976 EMAIL: sheri@wsmt.com

Sarah joined WSMT and obtained her Property & Casualty License in 2018. In 2020 she earned her CISR designation. In her free time, Sarah enjoys gaming, playing music, and spending time with her three dogs.
 

‎ ‎ ‎‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ Sheri Cochran‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎‎‎ ‎ ‎ ‎‎ ‎ ‎ ‎‎‎ ‎ ‎ ‎ insurance advisor‎ ‎ ‎‎ ‎ ‎ ‎ ‎‎‎ PHONE: (443) 903-1976 EMAIL: sheri@wsmt.com

‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎‎ ‎‎ ‎Donna Franco ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎Insurance Advisor ‎ ‎ ‎ ‎ ‎ ‎ ‎ PHONE: (443) 787-4025 ‎ Email: donna@wsmt.com

‎ ‎ ‎‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ Sheri Cochran‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎‎‎ ‎ ‎ ‎‎ ‎ ‎ ‎‎‎ ‎ ‎ ‎ insurance advisor‎ ‎ ‎‎ ‎ ‎ ‎ ‎‎‎ PHONE: (443) 903-1976 EMAIL: sheri@wsmt.com

 Sheri joined WSMT in 2020. Sheri has many years of experience in customer service beginning in the Travel Industry in the early 2000’s. In her spare time she loves spending time with her family and friends. She also has a love of traveling, her favorite place so far is Maui.

‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎‎ ‎‎ ‎Donna Franco ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎Insurance Advisor ‎ ‎ ‎ ‎ ‎ ‎ ‎ PHONE: (443) 787-4025 ‎ Email: donna@wsmt.com

‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎‎ ‎‎ ‎Donna Franco ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎Insurance Advisor ‎ ‎ ‎ ‎ ‎ ‎ ‎ PHONE: (443) 787-4025 ‎ Email: donna@wsmt.com

‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎‎ ‎‎ ‎Donna Franco ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎ ‎Insurance Advisor ‎ ‎ ‎ ‎ ‎ ‎ ‎ PHONE: (443) 787-4025 ‎ Email: donna@wsmt.com

Donna joined WSMT in September of 2024.  She began her insurance career in 1994.  She is licensed to sell and service Property & Casualty and Life & Health insurance policies.  Donna holds a BS in marketing from the University of Maryland College Park. When Donna isn't working, she loves to cook, entertain, and spend as much time as possible with family and friends. 

Brenda Graas Administrative Assistant Phone: (410) 803-8590 email: brenda@wsmt.com


Brenda joined WSMT in August of 2024 bringing over 25 years of office experience to the WSMT family.  Brenda enjoys answering the phones for WSMT!  In her spare time Brenda is an avid genealogist, who loves history, music, photography, and spending time with her family.

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