ATV Insurance

Love the off-road life? If you own an ATV, chances are your vehicle was an important investment, and we're here to help you protect it. Purchasing ATV insurance is the best way to protect your four-wheeler against a slew of risks, both on and off the road.

ATV insurance is a type of specialty vehicle insurance that caters to the unique needs of ATV owners. Like personal auto insurance coverage, ATV insurance is highly customizable and can cover a wide range of damages, including:

• Collisions
• Bodily Injury & Medical Payments
• Property Damage
• Liability
• Comprehensive
• Uninsured Motorist
• Theft

Maintaining comprehensive ATV insurance protects you (and your ATV) if you crash, are injured, or injure someone else while riding. It may also cover your ATV while it's being transported or stored, depending on the options you choose when you set up your policy. 

Your personal auto insurance or specialty vehicle insurance policy won't cover your ATV. Additionally, if you're injured while riding an ATV, your regular health insurance may or may not pay for those medical bills. Plus, if you injure someone else while you're riding and are found to be negligent, all of their medical expenses will come straight out of your pocket. ATV insurance can make all the difference if an accident happens – not only for your off-roading season but also for your financial stability.

You might be surprised at just how affordable ATV insurance can be. Get a quote today by giving WSMT Insurance a call. We'll ask you a few questions about the type of ATV you drive, where you off-road, and how you store and transport your four-wheeler. Then we'll get you a quote for the types of coverage you want. Contact us or stop by our office today to get started!