Recreational Vehicle Insurance

Are you ready for RV season? There's nothing like hitting the road in your camper at the end of a long winter. And it's even better when you know that you're protected – even if your adventures throw something unexpected your way. Investing in RV insurance is a great way to make sure you're ready to hit the road in your home-on-wheels.

RV insurance in Maryland is similar to personal auto insurance – it can cover damages to your RV (whether it's a motor home, travel trailer, or fifth wheel) caused by auto accidents, inclement weather, uninsured motorists, vandalism, and even theft.

If you're driving a motor home, you'll need to maintain Maryland state minimum liability coverage. Beyond that, you can choose to invest in comprehensive coverage for peace of mind and the most stress-free vacation possible.

RV insurance is more than just a glorified auto insurance policy. It also covers issues unique to RVs. For example, you're unlikely to have a kitchen fire in your sedan, but it’s quite possible in a camper. Septic failures, burglaries, and other issues are also common in recreational vehicles. RVs can cost far more than automobiles to repair in case of an accident, and they are often a bigger target for thieves (or vandals). RV insurance policies are written specifically for these unique concerns. 

Do you use your RV as a seasonal home for longer trips? If so, it's even more important to purchase comprehensive coverage – and to tell your agent that you plan to use your RV for longer-than-average stretches of time. Long-term RV insurance policies are designed to provide thorough protection for full-timers.

If you’re in need of an RV insurance policy, reach out to WSMT Insurance. We’ll help you find the perfect policy for you and your vehicle. Contact us for more information or to get a quote.